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Top Apps to Earn Passive Income with Your Phone


In the digital age, smartphones have become versatile tools that can not only keep us connected but also help us generate passive income. Whether you're looking to earn a little extra money or explore new ways to utilize your device, there are several apps available that offer opportunities for passive income. In this article, we'll explore some of the top apps that can help you earn money with minimal effort.

1. Swagbucks

Swagbucks is a popular rewards app that allows you to earn points (Swagbucks) for various activities, including taking surveys, watching videos, shopping online, and playing games. These points can then be redeemed for gift cards to popular retailers or cash via PayPal.

2. Rakuten (formerly Ebates)

Rakuten is a cashback app that rewards you for shopping online through their platform. Simply access your favorite online stores through the app, and you'll earn a percentage of your purchase back in the form of cashback. Rakuten partners with a wide range of retailers, making it easy to earn cashback on everyday purchases.

3. Honeygain

Honeygain is a unique app that allows you to earn passive income by sharing your unused internet bandwidth. The app securely connects to a network and sells the excess bandwidth to data scientists and businesses. It runs in the background and doesn't interfere with your regular internet usage.

4. Acorns

Acorns is an investment app that turns spare change from your everyday purchases into investments. It rounds up your transactions to the nearest dollar and invests the difference in a diversified portfolio. Over time, these micro-investments can potentially grow into significant savings.

5. Nielsen Computer & Mobile Panel

Nielsen Computer & Mobile Panel is a research app that collects anonymous data about your online activities. By participating, you contribute to market research while earning rewards like gift cards and sweepstakes entries.

6. Slidejoy

Slidejoy rewards you for allowing ads to be displayed on your phone's lock screen. Each time you unlock your phone, you earn points that can be redeemed for cash or gift cards. It's a simple way to earn a little extra money without changing your routine.

7. UpVoice

UpVoice is a browser extension and app that pays you for browsing the web as you normally would. By participating in online research and tracking your online behavior, you earn points that can be redeemed for gift cards.

8. FluidStack

Similar to Honeygain, FluidStack lets you earn by sharing your unused internet bandwidth. It primarily focuses on cloud computing and content delivery, allowing you to monetize your internet connection's capabilities.


Earning passive income through your smartphone is an appealing concept, and these apps make it possible to do so without requiring a significant investment of time or effort. While the earnings may not be substantial, they can add up over time and provide you with some extra funds or rewards. It's important to approach these apps with realistic expectations and to carefully review their terms of use and privacy policies. Whether you're looking to put your unused internet bandwidth to work or simply want to earn rewards for your online activities, these apps offer a variety of options to help you generate passive income from the convenience of your phone.

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